have been insured under my husband's employer since 1975. my husband died 5 years ago this coming november. his employer is letting me stay on his group insurance for 5 years, which will be up in november. i spoke with someone at blue cross and blue shield and i can get an individual policy with them. the premium would be 200 monthly and the pay would be approximately as my present policy, but the deductible would be 2000 dollars as opposed to my present dedcuctable of 500. i am 62 in a few days so won't be able to get medicare for 3 years.
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