I had blue cross ins. for many years, and about ten years ago, i could not afford the payments. blue cross later solicited my re-application, only to turn me down, because of my weight,which was only about 250 at that time. the hospitalization was toomuch money for me, even with a 5000 dollar deductable. i never had amajor claim in the probably 25 years i did have blue cross. kevin mariner.