As a past United Health care mamber, I am still in shock of the uncovered cost that I had to pay after my wife had an out patient surgery. I figured that after all that after HUNDREDS OF DOLLARS per week for insurance, the penalty for uncovered fees wouldn't be so extremely high. You still end up paying an extra insurancne plan out of pocket. I thought it was outragious! If you run in that range for your ploans for single & family, please do me a great favor, disregard this request and remove me from your email list. Thank you for listening.