I must say I was surprised by how wonderful Nationwide Insurance has been when it came to claims submitted for storm related damage in one case, & I forget the origin of the problem in the other home prefer to be accurate so will just leave that detail out for now....but suffice it to say while not all the work was covered, the adjustor was very professional & empathetic. During the same storm others were not covered while Nationwide was covering . I hope they continue this policy of helping those who have real damage according to their guidelines and of course your individual policy, & do not become like the others who find loop holes and wiggle out of covering your when you know you should get coverage.WAY TO GO NATIONWIDE!! No, I never worked for them or anything even vaguely related to insurance.