Kaiser used to be get everything under one roof, now you get run around to different specialists at different hospitals or sights and none of the different doctors communicate so it's impossible to get complete treatment if you have multiple things going on that can't be cured with one pill. It does seem to be the only coverage that actually covers just about all things however if you are not in perfect health and have been for your entire life and are over 40 you won't qualify anyway so don't bother!