When I signed up for the insurance....... either the agent talked over my head or I just misunderstood........... I thought I was getting coverage with a co pay for my blood pressure medicine.......... I am paying 85 of the cost........ also I had asked for coverage of doctor visits............ now I find out that he did not add that to the policy........... as a result I am looking at doctor bills of 85 to 90 percent not covered that I must pay.......... when I email the agent,all I get is fast talk, but no help........... I would not recommend.