Iwas very satisfied with my Insuranse till my Husband pass he died 5 mos ago and sence then my insurance was cancell i was in pasific care and thery send me a aplicacion with cobra i was acepted, and i was sick after my husband died and i dint anser in time and but the time i got the leters they said was to late to join the insurance please help me i nedd insurance soon, help me to find aut what happen? Esther Mendez