I have Health Net Insurance for the last 19 years. I will be changing to Kaiser as Health Net has become to expensive for me on a limited income. I had to retire due to my injured left arm I make 2000.00 a month, my premium is 772.00 thru the county of San Bernardino. This would start in January. I cannot afford to pay that much for insurance. The insurance has been a very good insurance and I really hate to switch. I also think once you are beyond child bearing years or have had surgery so that you can not have a child, I don't think you should have to pay for this in your insurance. Or if you don't have children why should we pay for well baby and the other premiums offered for children. Also my other complaint is if I have had surgery by a specialist surgeon which had been approved why do I have to have my regular doctor get approval for my after treatment. That charges insurance for two doctor visits when I only need one with the doctor who did the surgery. Seems to me it would save the insurance companies a whole lot of money.