I feel and know that there are many Health Marketers who want to sell Insurance To me Good Customer Service and Honesty play a very big roll in this area and how the Representatives handle their sales. I personally want only the best! Brochures and Paperwork are not sent out any more, The Payment has to be over the phone. I want to see what i am getting, and want to mail in my premium, just like the old days and i am only 51 years of age. With the economy being the way it is and Barack Obama trying to achieve better health premiums it is very hard to trust a phone call with your credit card. Crystal Reed