I resent my dollars paying for petty procedures for people who run to the doctor for hangnails, pimples, and skinned knees, and for idiots who injure themselves playing sports. People should be responsible for taking care of themselves. Smokers, drug users and drinkers do not belong in the same category as people who eat right and live a healthy lifestyle. I can pay for my own routine checkup and doctor visit. Give me accident and catastrophic coverage. Make a category for healthy people who aren't hung up in the depression wheel of never ending prescription drugs.