I had a mild heart attack 5 years ago, had 1 stint put in and have been go to go ever since. I had my physical in January 2010 plus a stress test, etc. everything possible so when I was seeking new coverage in May 2010 I could show them how my heart etc was doing, excellent is what my Doctor said.

They have turned me down anyway except through the high risk plans. I can not afford $900 - $1400 a month premium. As you can see I am not employed which is why I am currently carring Cobra Insurance Coverage.

I am basically never sick and you have my claims which can be verified. I know one agent told me insurance companies don't look at anything except when you check Heart Disease and list medications, them turn you down for coverage.