The premiums continue to rise but there is never any increase in service, quite the opposite. My drug coverage is so poor as to be almost non-existant. I could understand slight yearly increases but I now pay almost five hundred dollars a month. I am a healthy person and for that price I could cover my doctor's visits and prescriptions with money to spare, baring any major emergency. I am at a loss as to what I should do. I'm currently unemployed and frankly worried. Are there any reasonable plans for me?