I'm a retired physician in the state of Georgia. I was appalled by the drug or pharmacy plan offered by this well known insurance carrier. It was called NextRX. In my opinion, it was worse than pharmacies I've used in 3rd world countries. I had this plan for 6 months & it felt like years,lol. It took sometimes months for me to get my medication. In my opinion they're not responsible or reliable. In fact , as I result of my experience with Blue Cross Blue Shield/BLUE MEDICARERX STANDARD prescription plan, I'm re- considering my plan F medigap plan with them as well. Trust is an important part of Medicine. I wouldn't recommend this plan to anyone. Ronald M. Rosen, MD