My experiences were overall good, however my wife I and I seperated and I was dropped from her coverage. I could not get coverage again. It was explained because I had arthroscopic knee surgery and some of the medicines I had taken were or conditions were recently diagnosed. My blood pressure is well under control now with no complications. I am having to pay cash now for all my meds and dr visits and it is becoming very expensive. I had blue cross since I was 22 years old and then could not get coverage 9 years later. It left a bad taste in my mouth. I am very healthy except from chronic knee pain which is controlled by pain medication.