Currently Blue Cross Blue Shield is denying my wife coverage of a necessary surgery that could keep her out of a wheelchair in the future. Their initial reasoning has the surgery not necessary. The surgeon and her personal doctor seemed to differ with Blue Cross Blue Shield's initial assessment. We have requested her records and been told that it takes 30 days to get them to us. Her surgeon has also made appeals. Currently we are still being denied. Just want the world to know what Blue Cross Blue Shield will do to you. Avoid them, Cost may look good but when it doesn't cover you when you need it you'll wish you had gone elsewhere.