WHEN I LIVED IN PA, I HAD AETNA HMO. I WAS LEERY ABOUT IT, BUT IT TURNED OUT TO BE THE BEST !!! EXPERIENCE EVER! WHEN I MOVED HOME TO MS, I WAS REALLY DISTRESSED TO LEAVE SUCH GOOD COVERAGE. IT WAS RECOMMENDE TO ME BY AN AGENT AND I COULDN'T THANK HER ENOUGH. WENT THRU A HIP REPLACEMENT AND THEY CONTACTED ME CONSTANTLY TO SEE IF EVERYTHING WAS GOING OK. COVERAGE WAS GREAT.