I am a young man living in NY whose having some stomach problems. Without getting into too much detail, I really need an endoscopy and medicine and Atlantis is making me do just about everything they can to delay and maybe not even pay for it. Everything has to be preapproved: your medicine, your tests, any procedure larger than a normal appointment. It takes forever and honestly, I don't know if they will cover it in the end. The monthly rates are low, but your basically just giving your money away.