AIG I HATE THIS COMPANY THEY WAS MORE ABOUT THE MONEY PAID 181.00 THE YOU AND YOUR HEALTH.I HAAD A BROKER HE TOLD ME ONE THING THEN THE INS COMPANY TOLD ME ANOTHER .THEY MAKE YOU PAY A MONTH OF INS AND YOU CAN NOT USE IT UNLESS YOU GET HURT. SICKNESS DID NOT COUNT. BCBS I LOVE THIS COMPANY THEY MORE ABOUT YOU AND YOUR HEALTH. EVEN THE NURSE LINE. THEY MADE SURE YOU GOT WHAT YOU NEED. PAID 240 MONTH.THEY WAS THE BEST I EVER HAD.